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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,330 | $81,331+255.7% | $155,534+86.0% | $80,935+257.5% |
| Participation rate | 87.5% | 66.3%+21.2pp | 78.2%+9.3pp | 67.7%+19.8pp |
| Annual return | 16.18% | 33.37%-17.2pp | 64.92%-48.7pp | 35.66%-19.5pp |
| Employer contribution / active EE | $4,235 | $3,105+36.4% | $4,675-9.4% | $2,757+53.6% |
| Participant deferral / active EE | $8,157 | $3,454+136.2% | $5,630+44.9% | $4,299+89.7% |
| Admin fee / account holder | $10,345 | $7,999+29.3% | $15,900-34.9% | $6,924+49.4% |