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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,217 | $150,435+231.2% | $120,580+313.2% | $145,897+241.5% |
| Participation rate | 92.3% | 78.8%+13.5pp | 72.0%+20.4pp | 80.3%+12.0pp |
| Annual return | 13.67% | 154.60%-140.9pp | 107.48%-93.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $2,788 | $4,352-35.9% | $3,469-19.6% | $4,663-40.2% |
| Participant deferral / active EE | $5,381 | $6,174-12.9% | $4,995+7.7% | $6,689-19.6% |
| Admin fee / account holder | $6,760 | $12,182-44.5% | $9,418-28.2% | $13,390-49.5% |