Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,577 | $58,848+64.1% | $88,179+9.5% | $82,637+16.9% |
| Participation rate | 26.1% | 57.9%-31.8pp | 69.1%-43.1pp | 68.1%-42.0pp |
| Annual return | 13.19% | 22.76%-9.6pp | 64.97%-51.8pp | 53.51%-40.3pp |
| Employer contribution / active EE | $418 | $1,678-75.1% | $2,549-83.6% | $2,552-83.6% |
| Participant deferral / active EE | $1,325 | $3,124-57.6% | $4,614-71.3% | $4,126-67.9% |
| Admin fee / account holder | $2,016 | $4,795-57.9% | $7,673-73.7% | $7,339-72.5% |