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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,167 | $184,014+53.3% | $161,149+75.1% | $138,895+103.2% |
| Participation rate | 85.7% | 82.1%+3.6pp | 78.8%+6.9pp | 79.9%+5.8pp |
| Annual return | 23.26% | 21.52%+1.7pp | 21.16%+2.1pp | 145.39%-122.1pp |
| Employer contribution / active EE | $8,098 | $5,055+60.2% | $4,360+85.7% | $4,194+93.1% |
| Participant deferral / active EE | $10,669 | $6,909+54.4% | $6,153+73.4% | $6,396+66.8% |
| Admin fee / account holder | $1,459 | $18,027-91.9% | $15,194-90.4% | $12,562-88.4% |