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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,455 | $110,410-21.7% | $102,437-15.6% | $145,897-40.7% |
| Participation rate | 87.0% | 77.9%+9.0pp | 74.5%+12.4pp | 80.3%+6.7pp |
| Annual return | 9.87% | 24.85%-15.0pp | 24.95%-15.1pp | 552.29%-542.4pp |
| Employer contribution / active EE | $5,492 | $4,217+30.2% | $3,871+41.9% | $4,663+17.8% |
| Participant deferral / active EE | $4,675 | $5,622-16.8% | $5,060-7.6% | $6,689-30.1% |
| Admin fee / account holder | $1,406 | $9,745-85.6% | $8,388-83.2% | $13,390-89.5% |