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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $583,529 | $160,070+264.5% | $147,117+296.6% | $145,897+300.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 8.70% | 98.69%-90.0pp | 420.54%-411.8pp | 552.29%-543.6pp |
| Employer contribution / active EE | $9,878 | $5,285+86.9% | $4,932+100.3% | $4,663+111.9% |
| Participant deferral / active EE | $19,693 | $8,419+133.9% | $8,065+144.2% | $6,689+194.4% |
| Admin fee / account holder | $101,557 | $15,035+575.5% | $12,993+681.6% | $13,390+658.4% |