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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $583,529 | $160,040+264.6% | $147,096+296.7% | $145,877+300.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 8.70% | 98.49%-89.8pp | 419.75%-411.0pp | 551.28%-542.6pp |
| Employer contribution / active EE | $9,878 | $5,289+86.7% | $4,936+100.1% | $4,663+111.8% |
| Participant deferral / active EE | $19,693 | $8,429+133.6% | $8,071+144.0% | $6,691+194.3% |
| Admin fee / account holder | $101,557 | $15,050+574.8% | $13,005+680.9% | $13,402+657.8% |