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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,211 | $123,478+185.2% | $216,567+62.6% | $94,015+274.6% |
| Participation rate | 75.7% | 75.1%+0.6pp | 81.6%-6.0pp | 70.8%+4.9pp |
| Annual return | 13.59% | 23.61%-10.0pp | 12.94%+0.7pp | 17.84%-4.2pp |
| Employer contribution / active EE | $1,881 | $3,136-40.0% | $5,216-63.9% | $2,790-32.6% |
| Participant deferral / active EE | $8,516 | $4,556+86.9% | $6,191+37.6% | $4,249+100.4% |
| Admin fee / account holder | $6,596 | $12,753-48.3% | $21,981-70.0% | $8,951-26.3% |