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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,211 | $110,137+219.8% | $161,149+118.6% | $82,637+326.2% |
| Participation rate | 75.7% | 72.4%+3.3pp | 78.8%-3.2pp | 68.1%+7.6pp |
| Annual return | 13.59% | 20.69%-7.1pp | 21.16%-7.6pp | 53.51%-39.9pp |
| Employer contribution / active EE | $1,881 | $2,856-34.1% | $4,360-56.9% | $2,552-26.3% |
| Participant deferral / active EE | $8,516 | $4,575+86.2% | $6,153+38.4% | $4,126+106.4% |
| Admin fee / account holder | $6,596 | $9,467-30.3% | $15,194-56.6% | $7,339-10.1% |