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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,801 | $183,539-51.6% | $155,556-42.9% | $145,897-39.1% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 12.95% | 61.31%-48.4pp | 64.84%-51.9pp | 552.29%-539.3pp |
| Employer contribution / active EE | $3,273 | $5,315-38.4% | $4,675-30.0% | $4,663-29.8% |
| Participant deferral / active EE | $6,200 | $6,467-4.1% | $5,631+10.1% | $6,689-7.3% |
| Admin fee / account holder | $79,462 | $19,275+312.3% | $15,885+400.2% | $13,390+493.4% |