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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,487 | $102,422+103.6% | $147,117+41.7% | $80,959+157.5% |
| Participation rate | 97.8% | 75.9%+22.0pp | 82.2%+15.6pp | 67.7%+30.2pp |
| Annual return | 11.79% | 135.16%-123.4pp | 420.54%-408.7pp | 35.67%-23.9pp |
| Employer contribution / active EE | $19,332 | $3,717+420.0% | $4,932+291.9% | $2,757+601.1% |
| Participant deferral / active EE | $6,726 | $6,652+1.1% | $8,065-16.6% | $4,300+56.4% |
| Admin fee / account holder | $18,822 | $7,953+136.6% | $12,993+44.9% | $6,925+171.8% |