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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,487 | $102,429+103.5% | $147,096+41.7% | $80,925+157.6% |
| Participation rate | 97.8% | 75.9%+22.0pp | 82.2%+15.6pp | 67.7%+30.2pp |
| Annual return | 11.79% | 135.02%-123.2pp | 419.75%-408.0pp | 35.65%-23.9pp |
| Employer contribution / active EE | $19,332 | $3,716+420.3% | $4,936+291.7% | $2,756+601.4% |
| Participant deferral / active EE | $6,726 | $6,649+1.2% | $8,071-16.7% | $4,299+56.5% |
| Admin fee / account holder | $18,822 | $7,957+136.5% | $13,005+44.7% | $6,940+171.2% |