See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $85,400 |
Service code 28 · EIN 47-1411118 | Investment Management | $25,756 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,348 | $89,465-43.7% | $164,866-69.5% | $77,671-35.2% |
| Participation rate | 59.7% | 78.6%-18.9pp | 78.6%-18.9pp | 70.6%-10.8pp |
| Annual return | 16.11% | 28.81%-12.7pp | 69.97%-53.9pp | 31.21%-15.1pp |
| Employer contribution / active EE | $1,623 | $2,568-36.8% | $4,343-62.6% | $2,726-40.5% |
| Participant deferral / active EE | $3,366 | $4,897-31.3% | $6,033-44.2% | $4,648-27.6% |
| Admin fee / account holder | $150 | $340-55.9% | $12,689-98.8% | $430-65.2% |