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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,575 | $136,860+235.8% | $120,344+281.9% | $154,746+197.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.74% | 21.38%-6.6pp | 20.30%-5.6pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,268 | $3,533-64.1% | $3,020-58.0% | $4,379-71.0% |
| Participant deferral / active EE | $13,167 | $5,793+127.3% | $5,135+156.4% | $6,730+95.6% |
| Admin fee / account holder | $7,732 | $15,393-49.8% | $12,742-39.3% | $14,365-46.2% |