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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,241 | $60,504+136.7% | $81,882+74.9% | $74,478+92.3% |
| Participation rate | 28.2% | 62.9%-34.7pp | 72.4%-44.2pp | 67.2%-39.0pp |
| Annual return | 14.03% | 16.91%-2.9pp | 779.47%-765.4pp | 1370.56%-1356.5pp |
| Employer contribution / active EE | $4,010 | $2,627+52.7% | $2,916+37.5% | $2,626+52.7% |
| Participant deferral / active EE | $10,297 | $3,400+202.9% | $4,323+138.2% | $4,350+136.7% |
| Admin fee / account holder | $20 | $1,492-98.7% | $7,360-99.7% | $1,946-99.0% |