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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,142 | $129,737+63.5% | $119,126+78.1% | $154,746+37.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 12.23% | 379.08%-366.9pp | 282.11%-269.9pp | 172.34%-160.1pp |
| Employer contribution / active EE | $4,124 | $4,375-5.7% | $4,034+2.3% | $4,379-5.8% |
| Participant deferral / active EE | $8,076 | $5,842+38.2% | $5,318+51.9% | $6,730+20.0% |
| Admin fee / account holder | $19,414 | $11,961+62.3% | $10,693+81.6% | $14,365+35.1% |