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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,654 | $102,422+235.5% | $147,117+133.6% | $80,959+324.5% |
| Participation rate | 91.3% | 75.9%+15.4pp | 82.2%+9.1pp | 67.7%+23.6pp |
| Annual return | 14.34% | 135.16%-120.8pp | 420.54%-406.2pp | 35.67%-21.3pp |
| Employer contribution / active EE | $7,733 | $3,717+108.0% | $4,932+56.8% | $2,757+180.5% |
| Participant deferral / active EE | $10,754 | $6,652+61.7% | $8,065+33.3% | $4,300+150.1% |
| Admin fee / account holder | $32,166 | $7,953+304.4% | $12,993+147.6% | $6,925+364.5% |