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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,654 | $102,382+235.7% | $147,005+133.8% | $80,874+324.9% |
| Participation rate | 91.3% | 75.8%+15.5pp | 82.2%+9.1pp | 67.6%+23.7pp |
| Annual return | 14.34% | 134.89%-120.5pp | 418.76%-404.4pp | 35.62%-21.3pp |
| Employer contribution / active EE | $7,733 | $3,715+108.2% | $4,934+56.7% | $2,756+180.6% |
| Participant deferral / active EE | $10,754 | $6,646+61.8% | $8,070+33.3% | $4,297+150.3% |
| Admin fee / account holder | $32,166 | $7,942+305.0% | $13,006+147.3% | $6,935+363.8% |