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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $543,790 | $159,934+240.0% | $147,005+269.9% | $145,959+272.6% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 8.04% | 98.24%-90.2pp | 418.76%-410.7pp | 561.95%-553.9pp |
| Employer contribution / active EE | $4,601 | $5,287-13.0% | $4,934-6.7% | $4,661-1.3% |
| Participant deferral / active EE | $10,192 | $8,427+20.9% | $8,070+26.3% | $6,689+52.4% |
| Admin fee / account holder | $34,469 | $15,053+129.0% | $13,006+165.0% | $13,398+157.3% |