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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $543,790 | $160,070+239.7% | $147,117+269.6% | $145,897+272.7% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 8.04% | 98.69%-90.6pp | 420.54%-412.5pp | 552.29%-544.3pp |
| Employer contribution / active EE | $4,601 | $5,285-12.9% | $4,932-6.7% | $4,663-1.3% |
| Participant deferral / active EE | $10,192 | $8,419+21.1% | $8,065+26.4% | $6,689+52.4% |
| Admin fee / account holder | $34,469 | $15,035+129.3% | $12,993+165.3% | $13,390+157.4% |