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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,954 | $81,504-5.6% | $102,437-24.9% | $80,959-4.9% |
| Participation rate | 33.3% | 66.9%-33.5pp | 74.5%-41.2pp | 67.7%-34.3pp |
| Annual return | 10.55% | 25.60%-15.0pp | 24.95%-14.4pp | 35.67%-25.1pp |
| Employer contribution / active EE | $1,885 | $3,104-39.3% | $3,871-51.3% | $2,757-31.6% |
| Participant deferral / active EE | $2,749 | $3,871-29.0% | $5,060-45.7% | $4,300-36.1% |
| Admin fee / account holder | $15,926 | $6,719+137.0% | $8,388+89.9% | $6,925+130.0% |