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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,288 | $81,446-30.9% | $103,374-45.5% | $80,874-30.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 9.37% | 25.57%-16.2pp | 24.89%-15.5pp | 35.62%-26.2pp |
| Employer contribution / active EE | $10,110 | $3,107+225.4% | $3,869+161.3% | $2,756+266.9% |
| Participant deferral / active EE | $6,384 | $3,870+65.0% | $5,058+26.2% | $4,297+48.6% |
| Admin fee / account holder | $10,531 | $6,715+56.8% | $8,394+25.5% | $6,935+51.8% |