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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,288 | $81,504-30.9% | $102,437-45.1% | $80,959-30.5% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.37% | 25.60%-16.2pp | 24.95%-15.6pp | 35.67%-26.3pp |
| Employer contribution / active EE | $10,110 | $3,104+225.8% | $3,871+161.2% | $2,757+266.7% |
| Participant deferral / active EE | $6,384 | $3,871+64.9% | $5,060+26.2% | $4,300+48.5% |
| Admin fee / account holder | $10,531 | $6,719+56.7% | $8,388+25.5% | $6,925+52.1% |