Filed January 7, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $70,550 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 99 · EIN 42-1445429 | Other Fees | $0 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLD CO, LLC Service code 99 · EIN 84-4519624 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,400 | $50,919+12.7% | $155,556-63.1% | $77,762-26.2% |
| Participation rate | 54.7% | 63.1%-8.4pp | 78.2%-23.5pp | 70.6%-15.9pp |
| Annual return | 18.73% | 34.84%-16.1pp | 64.84%-46.1pp | 31.27%-12.5pp |
| Employer contribution / active EE | $1,412 | $1,991-29.1% | $4,675-69.8% | $2,728-48.2% |
| Participant deferral / active EE | $3,737 | $2,824+32.3% | $5,631-33.6% | $4,651-19.6% |
| Admin fee / account holder | $273 | $437-37.4% | $15,885-98.3% | $433-36.8% |