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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,777 | $29,319+274.4% | $52,425+109.4% | $82,448+33.1% |
| Participation rate | 77.8% | 46.9%+30.9pp | 55.6%+22.2pp | 68.1%+9.7pp |
| Annual return | 17.37% | 535.20%-517.8pp | 302.12%-284.7pp | 41.64%-24.3pp |
| Employer contribution / active EE | $2,395 | $586+308.4% | $914+162.0% | $2,551-6.1% |
| Participant deferral / active EE | $5,467 | $1,171+366.8% | $1,790+205.4% | $4,139+32.1% |
| Admin fee / account holder | $3,218 | $1,962+64.0% | $2,495+29.0% | $7,234-55.5% |