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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,777 | $36,948+197.1% | $73,658+49.0% | $87,485+25.5% |
| Participation rate | 77.8% | 46.8%+31.0pp | 57.0%+20.7pp | 68.9%+8.8pp |
| Annual return | 17.37% | 28.64%-11.3pp | 29.72%-12.3pp | 26.06%-8.7pp |
| Employer contribution / active EE | $2,395 | $670+257.5% | $1,032+132.0% | $2,596-7.7% |
| Participant deferral / active EE | $5,467 | $1,379+296.5% | $2,062+165.2% | $4,274+27.9% |
| Admin fee / account holder | $3,218 | $2,531+27.2% | $3,357-4.1% | $7,775-58.6% |