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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,434 | $107,421+157.3% | $182,262+51.7% | $94,015+194.0% |
| Participation rate | 92.7% | 77.8%+14.9pp | 84.2%+8.5pp | 70.8%+21.9pp |
| Annual return | 12.77% | 21.32%-8.5pp | 140.60%-127.8pp | 17.84%-5.1pp |
| Employer contribution / active EE | $2,995 | $3,448-13.1% | $5,046-40.6% | $2,790+7.3% |
| Participant deferral / active EE | $9,096 | $6,558+38.7% | $8,276+9.9% | $4,249+114.1% |
| Admin fee / account holder | $12,414 | $8,692+42.8% | $16,712-25.7% | $8,951+38.7% |