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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,434 | $106,749+159.0% | $145,433+90.1% | $82,448+235.3% |
| Participation rate | 92.7% | 75.6%+17.0pp | 82.1%+10.6pp | 68.1%+24.6pp |
| Annual return | 12.77% | 27.59%-14.8pp | 66.58%-53.8pp | 41.64%-28.9pp |
| Employer contribution / active EE | $2,995 | $3,444-13.1% | $4,554-34.2% | $2,551+17.4% |
| Participant deferral / active EE | $9,096 | $6,519+39.5% | $7,897+15.2% | $4,139+119.7% |
| Admin fee / account holder | $12,414 | $8,390+48.0% | $13,129-5.4% | $7,234+71.6% |