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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,851 | $125,190-69.0% | $105,624-63.2% | $145,897-73.4% |
| Participation rate | 95.5% | 77.6%+17.8pp | 75.3%+20.2pp | 80.3%+15.1pp |
| Annual return | 10.16% | 225.22%-215.1pp | 116.20%-106.0pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,004 | $3,720-46.1% | $3,168-36.7% | $4,663-57.0% |
| Participant deferral / active EE | $3,539 | $5,716-38.1% | $5,013-29.4% | $6,689-47.1% |
| Admin fee / account holder | $3,623 | $17,138-78.9% | $10,961-67.0% | $13,390-72.9% |