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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,929 | $129,737+1.7% | $119,126+10.7% | $154,746-14.7% |
| Participation rate | 56.5% | 78.9%-22.3pp | 75.8%-19.2pp | 80.7%-24.2pp |
| Annual return | 19.71% | 379.08%-359.4pp | 282.11%-262.4pp | 172.34%-152.6pp |
| Employer contribution / active EE | $2,231 | $4,375-49.0% | $4,034-44.7% | $4,379-49.1% |
| Participant deferral / active EE | $4,461 | $5,842-23.6% | $5,318-16.1% | $6,730-33.7% |
| Admin fee / account holder | $41,544 | $11,961+247.3% | $10,693+288.5% | $14,365+189.2% |