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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,929 | $171,492-23.1% | $150,734-12.5% | $198,609-33.6% |
| Participation rate | 56.5% | 81.4%-24.9pp | 78.4%-21.9pp | 82.4%-25.9pp |
| Annual return | 19.71% | 804.70%-785.0pp | 600.81%-581.1pp | 202.70%-183.0pp |
| Employer contribution / active EE | $2,231 | $5,470-59.2% | $4,918-54.6% | $5,055-55.9% |
| Participant deferral / active EE | $4,461 | $6,259-28.7% | $5,610-20.5% | $6,977-36.1% |
| Admin fee / account holder | $41,544 | $17,628+135.7% | $14,905+178.7% | $19,030+118.3% |