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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,657 | $86,938+536.8% | $102,423+440.6% | $80,925+584.2% |
| Participation rate | 88.9% | 72.4%+16.5pp | 76.5%+12.4pp | 67.7%+21.2pp |
| Annual return | 14.31% | 18.89%-4.6pp | 29.42%-15.1pp | 35.65%-21.3pp |
| Employer contribution / active EE | $9,252 | $2,369+290.5% | $3,023+206.1% | $2,756+235.7% |
| Participant deferral / active EE | $5,769 | $4,120+40.0% | $5,054+14.1% | $4,299+34.2% |
| Admin fee / account holder | $53,561 | $8,053+565.1% | $9,455+466.5% | $6,940+671.8% |