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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,657 | $86,949+536.8% | $102,460+440.4% | $80,959+583.9% |
| Participation rate | 88.9% | 72.4%+16.5pp | 76.5%+12.4pp | 67.7%+21.2pp |
| Annual return | 14.31% | 18.89%-4.6pp | 29.47%-15.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $9,252 | $2,370+290.4% | $3,025+205.8% | $2,757+235.6% |
| Participant deferral / active EE | $5,769 | $4,121+40.0% | $5,056+14.1% | $4,300+34.2% |
| Admin fee / account holder | $53,561 | $8,048+565.6% | $9,460+466.2% | $6,925+673.4% |