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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,588 | $199,109+12.8% | $173,730+29.3% | $154,746+45.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 12.63% | 20.02%-7.4pp | 19.96%-7.3pp | 172.34%-159.7pp |
| Employer contribution / active EE | $8,066 | $5,311+51.9% | $4,577+76.2% | $4,379+84.2% |
| Participant deferral / active EE | $10,667 | $7,113+50.0% | $6,326+68.6% | $6,730+58.5% |
| Admin fee / account holder | $1,156 | $20,916-94.5% | $17,523-93.4% | $14,365-92.0% |