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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,133 | $69,745+17.8% | $67,511+21.7% | $74,546+10.2% |
| Participation rate | 76.9% | 71.3%+5.5pp | 72.9%+4.0pp | 67.2%+9.7pp |
| Annual return | 14.52% | -40.37%+54.9pp | 3517.41%-3502.9pp | 1366.03%-1351.5pp |
| Employer contribution / active EE | $2,689 | $2,705-0.6% | $2,733-1.6% | $2,624+2.5% |
| Participant deferral / active EE | $7,225 | $3,636+98.7% | $4,000+80.6% | $4,347+66.2% |
| Admin fee / account holder | $501 | $894-43.9% | $3,999-87.5% | $1,944-74.2% |