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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,133 | $69,708+17.8% | $67,560+21.6% | $74,478+10.3% |
| Participation rate | 76.9% | 71.4%+5.4pp | 72.9%+3.9pp | 67.2%+9.6pp |
| Annual return | 14.52% | -40.67%+55.2pp | 3533.50%-3519.0pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $2,689 | $2,715-0.9% | $2,737-1.7% | $2,626+2.4% |
| Participant deferral / active EE | $7,225 | $3,637+98.7% | $4,004+80.4% | $4,350+66.1% |
| Admin fee / account holder | $501 | $887-43.5% | $3,994-87.4% | $1,946-74.2% |