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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,779 | $54,674-58.3% | $76,089-70.1% | $74,429-69.4% |
| Participation rate | 63.3% | 60.3%+3.0pp | 69.1%-5.8pp | 67.2%-3.9pp |
| Annual return | 14.96% | 31.89%-16.9pp | 360.94%-346.0pp | 1368.38%-1353.4pp |
| Employer contribution / active EE | $1,390 | $1,781-21.9% | $2,690-48.3% | $2,625-47.0% |
| Participant deferral / active EE | $2,601 | $3,071-15.3% | $4,259-38.9% | $4,348-40.2% |
| Admin fee / account holder | $508 | $2,238-77.3% | $6,418-92.1% | $1,944-73.9% |