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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,779 | $54,679-58.3% | $76,119-70.1% | $74,459-69.4% |
| Participation rate | 63.3% | 60.3%+2.9pp | 69.1%-5.8pp | 67.2%-3.9pp |
| Annual return | 14.96% | 31.90%-16.9pp | 361.25%-346.3pp | 1369.70%-1354.7pp |
| Employer contribution / active EE | $1,390 | $1,781-22.0% | $2,693-48.4% | $2,626-47.1% |
| Participant deferral / active EE | $2,601 | $3,072-15.3% | $4,259-38.9% | $4,350-40.2% |
| Admin fee / account holder | $508 | $2,238-77.3% | $6,421-92.1% | $1,945-73.9% |