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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,547 | $102,422+24.5% | $147,117-13.3% | $80,959+57.5% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 10.44% | 135.16%-124.7pp | 420.54%-410.1pp | 35.67%-25.2pp |
| Employer contribution / active EE | $5,506 | $3,717+48.1% | $4,932+11.6% | $2,757+99.7% |
| Participant deferral / active EE | $11,954 | $6,652+79.7% | $8,065+48.2% | $4,300+178.0% |
| Admin fee / account holder | $18,955 | $7,953+138.3% | $12,993+45.9% | $6,925+173.7% |