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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $141,014 |
STRATEGIC ADVISORS, INC.10+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $43,440 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,416 | $55,527+41.2% | $81,783-4.1% | $199,768-60.7% |
| Participation rate | 94.2% | 62.7%+31.4pp | 72.4%+21.8pp | 72.0%+22.1pp |
| Annual return | 11.92% | 19.58%-7.7pp | 775.05%-763.1pp | 34.26%-22.3pp |
| Employer contribution / active EE | $1,836 | $2,111-13.0% | $2,913-37.0% | $3,037-39.5% |
| Participant deferral / active EE | $6,045 | $3,296+83.4% | $4,320+39.9% | $5,090+18.8% |
| Admin fee / account holder | $136 | $347-61.0% | $7,380-98.2% | $269-49.6% |