Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,523 | $90,530-54.1% | $76,030-45.4% | $145,897-71.5% |
| Participation rate | 31.8% | 74.4%-42.6pp | 69.1%-37.2pp | 80.3%-48.5pp |
| Annual return | 8.24% | 625.08%-616.8pp | 361.54%-353.3pp | 552.29%-544.0pp |
| Employer contribution / active EE | $486 | $3,319-85.4% | $2,688-81.9% | $4,663-89.6% |
| Participant deferral / active EE | $1,598 | $5,164-69.1% | $4,257-62.5% | $6,689-76.1% |
| Admin fee / account holder | $5,252 | $8,383-37.4% | $6,421-18.2% | $13,390-60.8% |