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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,396 | $29,733+167.0% | $56,025+41.7% | $80,959-1.9% |
| Participation rate | 41.5% | 41.7%-0.2pp | 52.5%-11.0pp | 67.7%-26.2pp |
| Annual return | 12.58% | 35.28%-22.7pp | 1712.69%-1700.1pp | 35.67%-23.1pp |
| Employer contribution / active EE | $285 | $672-57.6% | $1,042-72.6% | $2,757-89.7% |
| Participant deferral / active EE | $1,051 | $1,229-14.5% | $1,955-46.2% | $4,300-75.6% |
| Admin fee / account holder | $1,563 | $2,434-35.8% | $2,828-44.7% | $6,925-77.4% |