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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,881 | $28,624+0.9% | $53,647-46.2% | $82,637-65.1% |
| Participation rate | 49.3% | 47.3%+2.0pp | 56.3%-7.0pp | 68.1%-18.8pp |
| Annual return | 15.07% | 664.98%-649.9pp | 358.33%-343.3pp | 53.51%-38.4pp |
| Employer contribution / active EE | $161 | $637-74.8% | $962-83.3% | $2,552-93.7% |
| Participant deferral / active EE | $837 | $1,196-30.1% | $1,813-53.9% | $4,126-79.7% |
| Admin fee / account holder | $4,104 | $2,022+103.0% | $2,460+66.8% | $7,339-44.1% |