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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,038 | $90,400-24.7% | $186,193-63.5% | $87,485-22.2% |
| Participation rate | 59.5% | 66.2%-6.7pp | 77.1%-17.6pp | 68.9%-9.4pp |
| Annual return | 18.59% | 22.15%-3.6pp | 78.03%-59.4pp | 26.06%-7.5pp |
| Employer contribution / active EE | $1,422 | $2,170-34.5% | $3,918-63.7% | $2,596-45.2% |
| Participant deferral / active EE | $2,194 | $4,330-49.3% | $6,513-66.3% | $4,274-48.7% |
| Admin fee / account holder | $7,764 | $8,673-10.5% | $11,058-29.8% | $7,775-0.1% |