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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,659 | $102,382+204.4% | $147,005+112.0% | $80,874+285.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.36% | 134.89%-126.5pp | 418.76%-410.4pp | 35.62%-27.3pp |
| Employer contribution / active EE | $3,699 | $3,715-0.4% | $4,934-25.0% | $2,756+34.2% |
| Participant deferral / active EE | $7,329 | $6,646+10.3% | $8,070-9.2% | $4,297+70.6% |
| Admin fee / account holder | $8,228 | $7,942+3.6% | $13,006-36.7% | $6,935+18.6% |