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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,301 | $111,535+88.6% | $105,223+99.9% | $137,256+53.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.84% | 237.85%-226.0pp | 180.65%-168.8pp | 220.34%-208.5pp |
| Employer contribution / active EE | $12,934 | $3,939+228.3% | $3,689+250.7% | $4,156+211.2% |
| Participant deferral / active EE | $4,181 | $5,500-24.0% | $5,072-17.6% | $6,407-34.7% |
| Admin fee / account holder | $11,888 | $9,721+22.3% | $8,859+34.2% | $12,270-3.1% |