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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,203 | $81,233+446.8% | $155,567+185.5% | $80,874+449.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 12.95% | 33.33%-20.4pp | 64.74%-51.8pp | 35.62%-22.7pp |
| Employer contribution / active EE | $26,213 | $3,101+745.4% | $4,674+460.8% | $2,756+851.2% |
| Participant deferral / active EE | $14,415 | $3,452+317.6% | $5,628+156.1% | $4,297+235.5% |
| Admin fee / account holder | $25,748 | $7,998+221.9% | $15,916+61.8% | $6,935+271.3% |