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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,539 | $48,327+48.0% | $67,575+5.9% | $80,935-11.6% |
| Participation rate | 56.7% | 66.4%-9.7pp | 72.9%-16.2pp | 67.7%-10.9pp |
| Annual return | 13.11% | 18.31%-5.2pp | 3528.98%-3515.9pp | 35.66%-22.5pp |
| Employer contribution / active EE | $540 | $2,022-73.3% | $2,736-80.3% | $2,757-80.4% |
| Participant deferral / active EE | $2,695 | $2,927-7.9% | $4,003-32.7% | $4,299-37.3% |
| Admin fee / account holder | $0 | $3,692-100.0% | $3,993-100.0% | $6,924-100.0% |