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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $39,790 |
SILICON VALLEY RETIREMENT SERVICES10+ years Service code 27 · EIN 27-2233898 | Advisory (Plan) | $32,296 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $7,628 |
Filed as: RIVERSEDGE ADV RET SOLUTIONS, LLC Service code 15 · EIN 27-1155910 | Recordkeeping | $4,951 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,924 | $62,686+43.5% | $178,505-49.6% | $77,762+15.6% |
| Participation rate | 74.2% | 66.9%+7.3pp | 77.1%-2.9pp | 70.6%+3.6pp |
| Annual return | 14.01% | 16.16%-2.2pp | 27.16%-13.2pp | 31.27%-17.3pp |
| Employer contribution / active EE | $3,973 | $1,914+107.6% | $3,955+0.4% | $2,728+45.6% |
| Participant deferral / active EE | $3,271 | $4,224-22.6% | $6,280-47.9% | $4,651-29.7% |
| Admin fee / account holder | $76 | $386-80.2% | $10,428-99.3% | $433-82.4% |