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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $39,790 |
SILICON VALLEY RETIREMENT SERVICES10+ years Service code 27 · EIN 27-2233898 | Advisory (Plan) | $32,296 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $7,628 |
Filed as: RIVERSEDGE ADV RET SOLUTIONS, LLC Service code 15 · EIN 27-1155910 | Recordkeeping | $4,951 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,924 | $62,688+43.4% | $178,014-49.5% | $77,671+15.8% |
| Participation rate | 74.2% | 66.9%+7.3pp | 77.1%-2.9pp | 70.6%+3.6pp |
| Annual return | 14.01% | 16.16%-2.1pp | 294.80%-280.8pp | 31.21%-17.2pp |
| Employer contribution / active EE | $3,973 | $1,912+107.8% | $3,950+0.6% | $2,726+45.7% |
| Participant deferral / active EE | $3,271 | $4,224-22.6% | $6,276-47.9% | $4,648-29.6% |
| Admin fee / account holder | $76 | $386-80.2% | $10,362-99.3% | $430-82.3% |