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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,908 | $180,749-86.8% | $160,784-85.1% | $137,256-82.6% |
| Participation rate | 25.0% | 80.0%-55.0pp | 77.0%-52.0pp | 80.0%-55.0pp |
| Annual return | 13.81% | 2234.46%-2220.7pp | 1803.92%-1790.1pp | 220.34%-206.5pp |
| Employer contribution / active EE | $636 | $4,155-84.7% | $3,733-83.0% | $4,156-84.7% |
| Participant deferral / active EE | $1,537 | $6,844-77.6% | $6,293-75.6% | $6,407-76.0% |
| Admin fee / account holder | $1,494 | $10,397-85.6% | $9,717-84.6% | $12,270-87.8% |