Filed August 21, 2017
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $36,097 |
Service code 37 · EIN 04-2647786 | Loan Processing | $29,975 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,630 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,717 | $55,347+54.9% | $120,368-28.8% | $199,768-57.1% |
| Participation rate | 16.0% | 52.9%-36.8pp | 71.9%-55.9pp | 72.0%-56.0pp |
| Annual return | 12.46% | 15.37%-2.9pp | 107.26%-94.8pp | 34.26%-21.8pp |
| Employer contribution / active EE | $505 | $1,296-61.0% | $3,465-85.4% | $3,037-83.4% |
| Participant deferral / active EE | $874 | $2,350-62.8% | $4,991-82.5% | $5,090-82.8% |
| Admin fee / account holder | $315 | $134+134.6% | $9,429-96.7% | $269+17.0% |