Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,090 | $42,909-41.5% | $152,093-83.5% | $71,012-64.7% |
| Participation rate | 13.3% | 54.7%-41.4pp | 77.8%-64.5pp | 58.6%-45.3pp |
| Annual return | 15.64% | 30.57%-14.9pp | 66.36%-50.7pp | 37.67%-22.0pp |
| Employer contribution / active EE | $0 | $1,369-100.0% | $4,175-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $688 | $1,904-63.9% | $5,451-87.4% | $3,246-78.8% |
| Admin fee / account holder | $3,960 | $1,014+290.4% | $14,497-72.7% | $1,167+239.2% |