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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,176 | $71,230-47.8% | $93,727-60.3% | $80,959-54.1% |
| Participation rate | 51.0% | 60.4%-9.4pp | 68.7%-17.7pp | 67.7%-16.7pp |
| Annual return | 28.66% | 11.26%+17.4pp | 133.83%-105.2pp | 35.67%-7.0pp |
| Employer contribution / active EE | $1,735 | $1,565+10.8% | $2,421-28.3% | $2,757-37.1% |
| Participant deferral / active EE | $3,729 | $4,037-7.6% | $4,417-15.6% | $4,300-13.3% |
| Admin fee / account holder | $1,059 | $6,961-84.8% | $8,292-87.2% | $6,925-84.7% |