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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,184 | $112,729+128.1% | $98,716+160.5% | $137,256+87.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.91% | 38.48%-22.6pp | 31.81%-15.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $10,544 | $2,725+286.9% | $2,279+362.7% | $4,156+153.7% |
| Participant deferral / active EE | $7,626 | $4,640+64.3% | $4,048+88.4% | $6,407+19.0% |
| Admin fee / account holder | $2,977 | $10,129-70.6% | $8,703-65.8% | $12,270-75.7% |