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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,184 | $156,616+64.2% | $133,346+92.9% | $198,609+29.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 15.91% | 44.25%-28.3pp | 36.85%-20.9pp | 202.70%-186.8pp |
| Employer contribution / active EE | $10,544 | $3,368+213.1% | $2,853+269.5% | $5,055+108.6% |
| Participant deferral / active EE | $7,626 | $4,920+55.0% | $4,332+76.0% | $6,977+9.3% |
| Admin fee / account holder | $2,977 | $17,468-83.0% | $14,264-79.1% | $19,030-84.4% |