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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,085 | $80,812+22.6% | $160,784-38.4% | $82,448+20.2% |
| Participation rate | 71.4% | 66.2%+5.2pp | 77.0%-5.5pp | 68.1%+3.4pp |
| Annual return | 13.16% | 100.59%-87.4pp | 1803.92%-1790.8pp | 41.64%-28.5pp |
| Employer contribution / active EE | $2,301 | $2,174+5.9% | $3,733-38.3% | $2,551-9.8% |
| Participant deferral / active EE | $6,502 | $4,335+50.0% | $6,293+3.3% | $4,139+57.1% |
| Admin fee / account holder | $7,870 | $7,695+2.3% | $9,717-19.0% | $7,234+8.8% |