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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,649 | $78,015+7.2% | $178,505-53.1% | $80,959+3.3% |
| Participation rate | 65.9% | 65.7%+0.2pp | 77.1%-11.3pp | 67.7%-1.8pp |
| Annual return | 20.36% | 18.10%+2.3pp | 27.16%-6.8pp | 35.67%-15.3pp |
| Employer contribution / active EE | $1,752 | $2,281-23.2% | $3,955-55.7% | $2,757-36.5% |
| Participant deferral / active EE | $4,879 | $4,406+10.7% | $6,280-22.3% | $4,300+13.5% |
| Admin fee / account holder | $11,960 | $7,160+67.0% | $10,428+14.7% | $6,925+72.7% |