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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,679 | $125,193-61.9% | $105,591-54.8% | $145,978-67.3% |
| Participation rate | 60.0% | 77.6%-17.6pp | 75.3%-15.3pp | 80.3%-20.3pp |
| Annual return | 9.40% | 225.53%-216.1pp | 116.43%-107.0pp | 550.52%-541.1pp |
| Employer contribution / active EE | $860 | $3,718-76.9% | $3,166-72.8% | $4,662-81.6% |
| Participant deferral / active EE | $3,106 | $5,708-45.6% | $5,008-38.0% | $6,690-53.6% |
| Admin fee / account holder | $13,375 | $17,277-22.6% | $11,024+21.3% | $13,400-0.2% |