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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,679 | $125,190-61.9% | $105,624-54.9% | $145,897-67.3% |
| Participation rate | 60.0% | 77.6%-17.6pp | 75.3%-15.3pp | 80.3%-20.3pp |
| Annual return | 9.40% | 225.22%-215.8pp | 116.20%-106.8pp | 552.29%-542.9pp |
| Employer contribution / active EE | $860 | $3,720-76.9% | $3,168-72.9% | $4,663-81.6% |
| Participant deferral / active EE | $3,106 | $5,716-45.7% | $5,013-38.0% | $6,689-53.6% |
| Admin fee / account holder | $13,375 | $17,138-22.0% | $10,961+22.0% | $13,390-0.1% |