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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,132 | $101,795+166.4% | $165,100+64.2% | $80,959+234.9% |
| Participation rate | 95.3% | 71.8%+23.5pp | 78.6%+16.7pp | 67.7%+27.7pp |
| Annual return | 14.51% | 16.73%-2.2pp | 70.21%-55.7pp | 35.67%-21.2pp |
| Employer contribution / active EE | $5,527 | $2,954+87.1% | $4,348+27.1% | $2,757+100.5% |
| Participant deferral / active EE | $7,219 | $4,476+61.3% | $6,035+19.6% | $4,300+67.9% |
| Admin fee / account holder | $15,477 | $8,221+88.3% | $12,696+21.9% | $6,925+123.5% |