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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,478 | $288,797+121.4% | $239,577+166.9% | $382,429+67.2% |
| Participation rate | 90.0% | 85.8%+4.2pp | 82.1%+7.9pp | 87.7%+2.3pp |
| Annual return | 22.79% | -3.30%+26.1pp | -0.70%+23.5pp | 248.85%-226.1pp |
| Employer contribution / active EE | $18,086 | $8,558+111.3% | $7,232+150.1% | $8,036+125.1% |
| Participant deferral / active EE | $7,555 | $6,420+17.7% | $5,676+33.1% | $5,727+31.9% |
| Admin fee / account holder | $3,306 | $18,649-82.3% | $19,315-82.9% | $30,732-89.2% |