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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,580 | $86,949-37.2% | $102,460-46.7% | $80,959-32.6% |
| Participation rate | 78.4% | 72.4%+6.0pp | 76.5%+1.9pp | 67.7%+10.8pp |
| Annual return | 10.15% | 18.89%-8.7pp | 29.47%-19.3pp | 35.67%-25.5pp |
| Employer contribution / active EE | $431 | $2,370-81.8% | $3,025-85.7% | $2,757-84.4% |
| Participant deferral / active EE | $4,302 | $4,121+4.4% | $5,056-14.9% | $4,3000% |
| Admin fee / account holder | $2,277 | $8,048-71.7% | $9,460-75.9% | $6,925-67.1% |