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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,000 | $95,453-62.3% | $112,040-67.9% | $82,448-56.3% |
| Participation rate | 91.4% | 72.8%+18.7pp | 76.5%+14.9pp | 68.1%+23.4pp |
| Annual return | 17.76% | 23.92%-6.2pp | 24.52%-6.8pp | 41.64%-23.9pp |
| Employer contribution / active EE | $447 | $2,318-80.7% | $2,954-84.9% | $2,551-82.5% |
| Participant deferral / active EE | $3,444 | $4,224-18.5% | $5,098-32.4% | $4,139-16.8% |
| Admin fee / account holder | $19,598 | $9,013+117.4% | $12,098+62.0% | $7,234+170.9% |