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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,904 | $126,519-89.8% | $106,201-87.8% | $145,959-91.2% |
| Participation rate | 92.9% | 77.7%+15.2pp | 75.3%+17.6pp | 80.3%+12.6pp |
| Annual return | 15.91% | 225.10%-209.2pp | 116.26%-100.4pp | 561.95%-546.0pp |
| Employer contribution / active EE | $1,829 | $3,726-50.9% | $3,170-42.3% | $4,661-60.8% |
| Participant deferral / active EE | $3,263 | $5,716-42.9% | $5,012-34.9% | $6,689-51.2% |
| Admin fee / account holder | $806 | $17,312-95.3% | $11,039-92.7% | $13,398-94.0% |