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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,152 | $146,267+18.4% | $197,124-12.2% | $82,448+110.0% |
| Participation rate | 96.0% | 84.0%+12.0pp | 86.7%+9.3pp | 68.1%+27.9pp |
| Annual return | 26.92% | 29.61%-2.7pp | 44.34%-17.4pp | 41.64%-14.7pp |
| Employer contribution / active EE | $3,374 | $4,723-28.6% | $6,227-45.8% | $2,551+32.3% |
| Participant deferral / active EE | $5,079 | $7,035-27.8% | $9,135-44.4% | $4,139+22.7% |
| Admin fee / account holder | $2,554 | $14,422-82.3% | $16,298-84.3% | $7,234-64.7% |