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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,734 | $199,109-27.8% | $173,730-17.3% | $154,746-7.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 5.22% | 20.02%-14.8pp | 19.96%-14.7pp | 172.34%-167.1pp |
| Employer contribution / active EE | $2,571 | $5,311-51.6% | $4,577-43.8% | $4,379-41.3% |
| Participant deferral / active EE | $5,245 | $7,113-26.3% | $6,326-17.1% | $6,730-22.1% |
| Admin fee / account holder | $137,598 | $20,916+557.9% | $17,523+685.2% | $14,365+857.9% |