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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,734 | $178,174-19.3% | $156,181-8.0% | $137,256+4.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 5.22% | 84.19%-79.0pp | 64.87%-59.6pp | 220.34%-215.1pp |
| Employer contribution / active EE | $2,571 | $4,972-48.3% | $4,294-40.1% | $4,156-38.1% |
| Participant deferral / active EE | $5,245 | $6,888-23.9% | $6,132-14.5% | $6,407-18.1% |
| Admin fee / account holder | $137,598 | $17,404+690.6% | $14,586+843.3% | $12,270+1021.4% |